Terms of Use

TERMS OF USE

All material on this website has been prepared by Sandstone Insights (ABN 54 617 475 180, AFSL 500 557).

Your access to this website is conditional upon your acceptance and compliance with the terms, conditions and disclaimers and your use of, and/or access to this website constitutes your agreement to these terms of use, and by accessing the Sandstone Insights website you agree to be legally bound by them. These Terms of Use apply to www.sandstoneinsights.com.au and any other affiliated site on which this link appears.

RELIANCE AND ACCURACY

While every effort has been made to ensure the accuracy of information contained on this website, neither Sandstone Insights and its associated directors and officers, nor any other party, makes any representations as to the information contained on this website nor takes any responsibility for errors or omissions thereto regardless of how they have arisen (including negligence). To the full extent permitted by law, Sandstone Insights makes no warranties in respect to the information on this site and disclaims all liability that may arise due to any information contained on this website being inaccurate, unreliable or incomplete. No information on this site is intended to be relied upon in making any investment, or other, decision, and we encourage you to seek independent advice. The information on this site is subject to change without notice.

RESTRICTIONS OF USE

Subject to these terms and conditions, you agree that you will not:

  • Misuse passwords or other information;
  • use this website in any manner that could damage, disable, overburden, or impair Sandstone Insights website, or interfere with any other party’s use and enjoyment of the Sandstone Insights website;
  • attempt to gain unauthorised access to the Sandstone Insights site, computer systems or networks connected to the Sandstone Insights site, through hacking, password mining or any other means;
  • systematically copy (whether by printing off onto paper, storing on disk or in any other way) substantial parts of the Site or otherwise use any material contained on the Site except as set out in these terms and conditions;
  • remove, change or obscure in any way anything on the Site;
  • reproduce, retransmit, disseminate, sell, publish, or broadcast any material contained on the Site, or use anything available from the Site in connection with creating, promoting, trading, or marketing investment products without the express written consent of Sandstone Insights and/or its information providers (as relevant); or
  • engage in any activities related to this website that are contrary to any applicable laws or regulations.
1. NO ADVISE, OFFER, OR RESEARCH

All information and materials published, distributed or otherwise made available on this website are provided for informational purposes, for your non-commercial, personal use only.

To the extent that any information on this site constitutes financial product advice, such advice is general advice only and Sandstone has not considered your, nor any person’s, personal objectives, financial situation or needs when preparing any information contained on this site. Accordingly, you should consider your own personal circumstances, including your objectives, financial situation and needs when making any investment decision, and you should consider obtaining independent advice in this respect. Sandstone Insights does not represent that any securities or services discussed are suitable for any investor. Unless otherwise stated, any material presented on this site is not a research report as defined under ASIC guidance.

No information or materials published on this website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever. Sandstone Insights does not provide personal investment, legal or tax advice through this website and nothing herein should be construed as being financial, legal, tax or other advice.

2. INTELLECTUAL PROPERTY RIGHTS

Copyright of the information on this site is owned by Sandstone Insights or the information is used with the permission of the copyright owner. Other than for the purpose of or subject to the conditions prescribed under the Copyright Act 1968 (Cth) (or any other applicable legislation throughout the world), or as otherwise provided for in this copyright notice, no part of any of the information may in any form or by any means (including electronic, mechanical, microcopying, photocopying or recording) be reproduced, adapted, stored in a retrieval system or transmitted without the prior written permission of the copyright owner.

3. USE OF LINKS

This website may contain links to websites offered by third parties. These linked websites are not under the control of Sandstone Insights, and Sandstone Insights do not make any representations as to the contents of any third party websites. Sandstone Insights shall have no liability or responsibility for third party content or websites or websites linking to or framing the Sandstone Insights Website, including without limitation, any use of you personal information. Please refer to our Privacy Policy for further information.

4. SOCIAL MEDIA

The Sandstone Insights Website may contain social bookmarks which are identifiable by means of their respective buttons. Social bookmarks allow users of certain social media platforms to post links to selected Sandstone Insights web pages on their social media accounts in order to bookmark them or share them with their social media contacts. If you use social bookmarks, you will be sending personal identifying data to the respective social media platform. Any comments or activity made by or carried out by persons using social bookmarks is not controlled, endorsed or monitored by Sandstone Insights and Sandstone Insights shall not be responsible or liable for such. Persons who share Sandstone Insights communications via social bookmarks are not authorized to speak for or represent Sandstone Insights.

5. PRIVACY

Sandstone Insights may process personal data as part of and/or in connection with your access and/or use of this website. This includes using cookies and similar technology to collect information about your use of our website and your preferences. For further information regarding how your personal information will be treated when using this site, please refer to the Privacy Policy.

6. MEMBERSHIP

When registering to gain access to the site or any services provided by Sandstone Insights, you must provide us with accurate, complete and up-to-date information as requested. You must not register multiple times, nor impersonate or create a membership for any person other than yourself. It is your responsibility to inform us of any changes to your membership information. You may do this at any time by logging in to your account and navigating to the Account page.

You are responsible for maintaining the confidentiality and security of your membership details. Your membership and password is not to be disclosed or shared with any third person(s). You are wholly responsible for all activities that occur under your member name and password. You agree to immediately notify Sandstone Insights of any unauthorised use of your member name or password. Any unauthorised use in breach of these Terms of Use may result in automatic suspension of your account.

7. YOUR SUBSCRIPTION

When registering for a subscription, you will need to provide us with your name, email address, mobile phone and billing address, as well as your credit card or payment information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. In the event that any information you provide is inaccurate or out of date, Sandstone Insights reserves the right to cancel your subscription at any time in accordance with these Terms.

We will charge the credit card or payment method you provided during the sign-up process. You agree to pay the applicable subscription fee as set forth on this site. Sandstone Insights reserves the right to increase a Service's fees or institute new charges upon reasonable notice. All fees are due in advance.

You can upgrade your subscription at any time, with the change taking effect immediately. Any applicable extra charges for that period will be applied on a pro-rata basis.

At the end of your subscription period your credit card will be charged for a renewal term of one month or one year depending on your subscription status. Your subscription will continue to automatically renew for successive terms according to your status and your credit card or preferred payment method will be charged accordingly.

For annual subscriptions only, we will notify you by email to your nominated email address at least seven days before the end of your subscription period that your subscription will be automatically renewed. You can opt-out of this automatic renewal service at any time during your membership, by navigating to the Subscriptions tab via the Account page or by emailing enquiries@sandstoneinsights.com.au.

Unless indicated otherwise, all subscription and service pricing across the Website and related products, is in Australian dollars (AUD).

8. CANCELLATION

You may cancel your subscription at any time by navigating to the Subscriptions tab via the Account page or by emailing enquiries@sandstoneinsights.com.au.

Cancellation will be effective at the end of your current billing period. You will still have access to your subscription for the period you’ve already paid for.

9. FREE TRIAL

The trial is designed for you to try our Services to help you decide if a full subscription is suitable for you. Please note that the trial may be restricted in duration and scope at Sandstone Insights’ complete discretion, so you may not have full access to all services. There is no obligation to subscribe to Sandstone Insights at the end of your trial.

It is an express condition of your membership that you will only access one free trial. Any attempt by you as an individual or on anyone’s behalf to access more than one free trial will be a breach of these terms and access to Sandstone Insights may then be denied to you without notice.

You are not required to provide credit card details on commencement of your free trial. At the end of your trial period, you will have the option to subscribe to a paid subscription otherwise you will be automatically downgraded to a free membership plan.

Any materials downloaded through a free trial in breach of these conditions remain the property of Sandstone Insights, and you agree to provide all and any necessary information to allow Sandstone Insights to recover its property.